Individuals & Families
Financial Planning
We offer a holistic approach to financial planning that goes beyond just saving and investing. Our services encompass insurance, tax planning, retirement, and estate planning to give you a comprehensive financial roadmap.
Retirement Planning
We start planning for your retirement long before you retire. Our approach is personalized, taking into account your goals, current financial status, and future needs. We guide you through each phase, from initial planning to ongoing reviews, ensuring a seamless transition into retirement.
Investment Advice & Management
Our investment strategies are tailored to your financial objectives. We provide a snapshot of your current portfolio, develop personalized investment strategies, and offer ongoing consultation to adapt to your life changes.
Estate Planning
In collaboration with your attorney, we help you craft an estate plan that ensures your assets benefit the people and causes you care about most. From will education to estate protection, we guide you through every step.
Tax Planning
Our focus is on structuring your finances to minimize tax liability, not avoidance. We offer long-term strategies that optimize your tax-friendly investment returns and safeguard your future wealth.
Charitable Giving
We help you make impactful contributions to the causes you care about, while also taking advantage of tax incentives. Our services include working with you to set up various types of charitable trusts and providing ongoing advice.
Education Planning
We offer tailored strategies to secure your children's educational future, taking into account various investment options and potential scholarships.
And More
We also offer advice or planning related to individual securities, divorce planning, and other personalized financial services.
Retirement Plan Sponsors
Comprehensive Services
We offer a full range of services, from fiduciary oversight to plan conversion, all provided on a fixed fee-only basis.
Objective and Independent
As an ERISA Plan Fiduciary, our goals are aligned with yours. We have no affiliations with financial service firms and accept no soft dollar compensation.
Expertise in Plan Design
We are well-versed in various retirement plan designs and administration features, advocating for automatic enrollment and equity-based investment portfolios.
Comprehensive Review and Analysis
Our services include plan design assessment, benchmarking to industry peers, and a thorough review of plan administration and compliance.
Investment Structure and Manager Selection
We offer a detailed analysis of your current investment lineup compared to best practices, along with manager selection services.
Total Plan Expense Analysis
We provide a comprehensive analysis of plan expenses, comparing employer-paid vs. employee-paid costs and benchmarking to peer groups.
Communication and Education
We assess the effectiveness of your current communication strategies and offer improvements based on industry best practices.